How much cash back can I earn?

Your cash back depends on monthly spending, merchant rate, purchase eligibility, and approval by the merchant or affiliate network.

Are cash back rates guaranteed?

Rates can change by merchant, category, coupon use, and network terms. StackWell displays current tracked rates and shoppers should review the store page before purchasing.

Disclosure: StackWell uses affiliate links. If you use a shopping link, StackWell may earn a commission from the merchant or network. Eligible member cash back depends on tracked and confirmed activity.

Cash Back Calculator

Estimate monthly and annual rewards from online shopping cash back rates.

Estimate your rewards

Use the calculator to compare a store's cash back rate with your typical monthly online spending. StackWell currently tracks an average percentage rate of 11.40% across eligible percentage-rate store records.

Actual earnings depend on merchant terms, tracking approval, returns, cancellations, and whether the purchase qualifies for the listed rate.

Browse Stores View Benchmarks

Cash Back Estimate

Adjust spending and rate to estimate rewards.

Monthly online spending

$500

Cash back rate

10%

$50

Monthly

$600

Annual

What affects cash back earnings?

Merchant approval and affiliate network tracking.
Category exclusions, coupon restrictions, or rate tiers.
Returns, cancellations, gift card purchases, or unsupported payment flows.
The store's current cash back rate at the time you start the shopping trip.