Privacy Policy

Last updated: July 17, 2026

1. Introduction

StackWell ("we," "us," or "our") operates the StackWell cash back platform and website (the "Service"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our Service. Please read this policy carefully. By using the Service, you consent to the data practices described in this policy.

2. Information We Collect

2.1 Personal Information

When you create an account or use our Service, we may collect the following personal information:

• Display name and email address
• PayPal email address when you add a payout destination

2.2 Transaction Information

When you shop through StackWell, we collect information about your transactions, including:

• The store you visited through our links
• The date and time of your visit and purchase
• The purchase amount and cash back earned
• Order confirmation or transaction identifiers provided by the merchant or affiliate network

We do not collect the specific items you purchased, your payment card numbers, or your login credentials for any merchant website.

2.3 Automatically Collected Information

When you access our website, we automatically collect certain information, including:

• IP address and approximate geographic location
• Browser type, operating system, and device information
• Pages visited, time spent on pages, and navigation paths
• Referring URL (the page that led you to our website)
• Sanitized browser-error and failed-tracking events needed to diagnose customer-facing problems

Diagnostic events do not intentionally include passwords, form values, URL query strings, full stack traces, or merchant login credentials. We redact email addresses and long token-like values before storing an error message.

3. How We Use Your Information

We use the information we collect for the following purposes:

• To create and manage your account
• To track your cash back earnings and process payouts
• To communicate with you about your account, transactions, and Service updates
• To improve our Service, website functionality, and user experience
• To detect and prevent fraud, unauthorized access, and other security issues
• To comply with legal obligations and enforce our Terms of Service

4. Cookies and Tracking Technologies

Our Service uses cookies and similar tracking technologies to facilitate cash back tracking and improve your experience.

4.1 Essential Cookies

These cookies are necessary for the Service to function. They enable core features such as account authentication and cash back tracking. When you click through to a merchant store from StackWell, a tracking cookie is placed to associate your purchase with your StackWell account. Without these cookies, we cannot track or credit your cash back.

4.2 Analytics Cookies

We use analytics cookies and local browser storage to understand how visitors interact with our website. This may include event-level page paths, landing pages, referring-site origins, campaign parameters, browser user agent, approximate screen size, and randomly generated visitor/session IDs. We do not store the referring page's path or query string. We use these records to improve the Service, measure traffic sources, and identify technical issues. The analytics identifiers are not intended to directly identify you by name or email.

4.3 Managing Cookies

You can control cookies through your browser settings. However, disabling essential cookies will prevent cash back tracking from functioning. If you disable cookies, you may still browse our website, but cash back will not be recorded on your purchases.

5. Affiliate Relationships and Third-Party Networks

StackWell partners with third-party affiliate networks and merchant programs to provide cash back. When you click through to a merchant store:

• You are redirected through one or more affiliate network tracking systems before arriving at the merchant's website
• The affiliate network places its own cookies on your device to track the transaction
• The merchant and affiliate network may collect information about your visit and purchase according to their own privacy policies

We do not control the privacy practices of our merchant partners or affiliate networks. We encourage you to review their privacy policies before making a purchase. StackWell is not responsible for the privacy practices of third-party websites.

6. How We Share Your Information

We do not sell your personal information to third parties. We may share your information in the following limited circumstances:

• Affiliate Networks and Merchants: We share limited transaction data with affiliate networks and merchants as necessary to track and verify your cash back.
• Payment Processors: We share payment information with our payout processors (such as PayPal) solely to process your cash back withdrawals.
• Service Providers: We may share information with third-party service providers who assist us in operating the Service under strict data processing agreements.
• Legal Requirements: We may disclose your information if required by law, court order, or governmental regulation.

7. Third-Party Links

Our website contains links to third-party websites. We are not responsible for the content, privacy policies, or practices of any third-party websites. We encourage you to review the privacy policy of every site you visit through our Service.

8. Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information. However, no method of transmission over the Internet is 100% secure and we cannot guarantee absolute security.

9. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you with the Service. Transaction records may be retained for up to seven years for tax and regulatory compliance purposes.

10. Your Rights and Choices

Depending on your jurisdiction, you may have the following rights regarding your personal information:

• Access and review the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal information (subject to legal retention requirements)
• Opt out of marketing communications at any time
• Export your data in a portable format

To exercise any of these rights, please contact us at privacy@mystackwell.com.

11. Children's Privacy

The Service is not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18.

12. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on our website and updating the "Last updated" date.

13. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us at:

StackWell
Email: privacy@mystackwell.com